Which Small Businesses Need Cyber Liability Insurance Most?
By Stacker
Published October 31, 2026
5:15 PM
By Mary Beth Eastman for ERGO NEXT
Data from the nonprofit Identity Theft Resource Center’s 2025 Business Impact Report found that 81% of small businesses surveyed reported a security breach, a data breach, or both in the last year. Cyber liability insurance could help protect small businesses from some of the costs of data breaches, ransomware or hacking.
E-commerce retailers or digital service providers who run their business online are clearly exposed to risk. But so are professional service providers, such as accountants and other financial services firms, consultants, creatives like graphic designers or writers, and real estate professionals like agents or brokers.
If your work involves electronic information and communications, keep reading.